Credit Application: Requirements

Application Only - $5,000 to $100,000

No Financial Statements Required
24 to 48 Hour Approval With Complete Information

• Time in Business: minimum two years
• Signed Credit Application: includes personal information on officers
• Bank reference: With phone, contact name and account number
• Comparable credit reference: with phone, contact name and account number
• Three trade references: with phone, contact names and account numbers

Young and Start Up Companies - $5,000 to $35,000

48 to 72 Hour Approval With Complete Information

• No Minimum Time in Business Requirement
• Signed Credit Application

Commercial and Master Lease Lines - $50,000 to $1,000,000

• Signed Credit Application: including complete bank, trade and like-term debt references
• 3 Years Financial Statements: with matching tax returns if statements are not audited
• Interim Financial Statement: if year end is more than 120 days old
• Personal Tax Returns: last 2 years on proprietors, partners and major shareholders, if closely held corporation
• Personal Financial Statement: on proprietors, partners and major shareholders, if closely held corporation